Short-Term Insurance (individuals), Investments (individuals & company), Employee Benefits, Life Insurance (individuals & company), Last Will & Testament and Individual Tax advice are all Tailor-made solutions in a sense. The premium charged by Insurer or Investment returns all vary depending on the client’s unique underwriting risk profile or Investment Fund choices. The commission paid to the broker mostly varies with all these tailor-made financial solutions & the wrong financial advice here can be very costly to the client and conversely very beneficial for the client for correct advice. The stakes are high here in other words and we ensure every single one of our valued clients are properly looked after now and 30+ years from now. We pride ourselves on documenting all advice provided to our clients no matter how seemingly trivial the tailored financial solution is. For instance, we source our valued clients 10% GUARANTEED Tax-Free investment returns year 1, 13% over 5 years with ZERO COMMISSION & ZERO FEES charged by us and Fedgroup, yet the full Tailored Financial Solutions compliance process is still followed (Investment plan with projections, Full Financial Portfolio review, Investment Risk tolerance assessment). Repeat ZERO commission earned and we still follow the same compliance process as we would for a R20M Investment. Working with every single financial aspect of our client’s financial portfolio we have no issue earning our commission on other aspects of a client’s portfolio where they aren’t affected at all for example: Short-Term insurance, Medical Aid, Gap cover, Travel insurance and where appropriate we charge professional fees payable via credit card, scan-to-pay, etc. with flexible payment terms. 

Our valued clients come first at all times, if we mess up on a client with bad financial advice we hold ourselves fully accountable for our mistakes and assist our clients in being compensated by our Professional Indemnity cover where appropriate or directly compensate our clients for smaller amounts.