We have a combined finacial industry experience between our two brokers of over 20 years. Our approach to financial solutions is a client-centric and holistic one. Imagine a doctor and pharmacy scenario. We are the doctor in terms of ‘diagnosing’ what financial solutions are required, and then we are the pharmacist when we implement the financial solutions ito financial products and services fitting in with the client’s budget & expectations.  

For ‘Pre-Packaged Financial Solutions’ descriptions, there is an immense amount of product-specific information provided and a very simple Medical Aid needs analysis. That is because this is a very ‘product-specific’ environment that can only offer so much within the parameters of SA legislation. It’s a gritty and crucial aspect of a client’s financial portfolio which needs to be handled properly with professionalism (pre-filled claims forms, ongoing claims advice and support). 

The  ‘Tailored Financial Solutions section covering Investments, Short-Term insurance, Wills & Trusts, Employee Benefits and Life insurance, it’s a bit different. Here we focus on ‘Diagnosis’ a lot more in depth: Estate Audit, Financial needs analysis, Budget planning before quoting on a product or service, no matter how basic the information is that we receive initially, we start to complete the client’s Estate Audit document which gets updated on each interaction, ensuring that we can stay on track for retirement/investment/estate planning needs. For Employee Benefits, we find that our gritty, hands on experience with Medical Aid predominantly assists us in giving great service to corporate clients.